Life Insurance Basics
Whether you have had insurance for years or just getting started with life insurance, there is a lot of stuff to learn. Coach B. Life Insurance Agency wants to make sure you understand the life insuranace basics and make sure that you feel confident that you are making better informed decisions when buying life insurance.
Life insurance definition
Life insurance is a contract between an insurer and a policyholder. A life insurance policy guarantees the insurer pays a sum of money to named beneficiaries when the insured policyholder dies, in exchange for the premiums paid by the policyholder during their lifetime. (investopedia)
Get a quote for term life insurance
6 ways a life insurance policy from Coach B. Life Insurance, will help your family:
- Able to keep making mortgage payments.
- Pay of existing debt, and final expenses.
- Money for college education.
- Maintain current life style.
- Have money for family member with special needs.
- Pay estate taxes
Help Getting Started With Different Life Insurance Types
Getting help with more of the basics of life insurance types and what Coach B. Insurance can offer.
Going Beyond Just Understanding Life Insurance Basics
Explore your benefits and understanding of life insurance. Get the most out of your policy.
Going from a term policy to a universal or whole life policy without taking medical exam.
UL offers flexibility in premiums, account value, and the death benefit.
A policy that will pay you back all your premiums. Find out more here.
Life insurance basics enhancement
Life insurance basics for estate planning.
You Should Be Using An Independent Insurance Agent Insurance is complicated. It’s an agent’s business to understand it and communicate it to you, so you
How Life Insurance Companies Decide Your Policy Ratings These ratings will affect how much coverage you can get at each price point. If you’re healthy,
How Much Life Insurance Do You Need?
Get the right coverage for you.
About Coach B.
After starting his financial career with Phoenix Home Life Insurance Company back in 1992, Scott decided he wanted to provide people with an easier and more enjoyable way to buy life insurance. That was the start of Coach B. Life Insurance, whose mission is to be transparent, honest, and helpful to customers — without ever bugging or pushing them.
In the years since then, he has worked tirelessly to improve the process of shopping for insurance. His goal is to make sure that everyone who comes to Coach B. — whether they end up buying a policy or not — has the best possible experience.